Which of the following is an example of identification fraud?

Identification fraud specifically refers to the unauthorized use of someone else's personal information in order to impersonate them or to facilitate illegal activities. Among the choices provided, using someone else’s identification details exemplifies identification fraud directly, as it involves taking another person's identity to gain access to resources or to commit crimes.

The other options also relate to fraudulent activities but do not solely classify as identification fraud. Submitting false financial documentation pertains more to misrepresentation related to an individual’s financial circumstance rather than to personal identification itself. Creating fake credit history reports likewise involves deceit but does not necessarily imply using someone else's identity; it focuses more on manipulating credit records. Thus, while all these activities reflect fraudulent behavior, using someone else's identification details is the core example of identification fraud.

Since each option involves elements of fraud, selecting 'all of the above' is valid as long as one recognizes that the overlap exists, but the essence of identification fraud is captured clearly in the use of another person's identification details.