When is Gabrielle's first full monthly mortgage payment due?

In most mortgage agreements, the first full monthly payment is typically due on the first day of the month following the first month of the loan closing. If Gabrielle's mortgage closed in January, the first full monthly payment would be due in March. This is because the initial payment is often set to start after one full month has passed after closing to allow the borrower time to manage their finances and for the mortgage lender to process the loan.

The timing of mortgage payments is designed to make it more manageable for borrowers to make their first payment, giving them a period to settle into their new mortgage responsibilities. Therefore, if the loan closed in January, the due date for Gabrielle's first full monthly mortgage payment would indeed be March 1.